Cash Management

Lockbox Service

TNB's Lockbox Service accelerates the collection of accounts receivable, improves cash control, and maximizes funds availability. It also provides your business with enhanced audit control and administrative savings.

Each of our Lockbox Service customers is assigned a U.S. Post Office box number to take in Accounts Receivable payments. Checks are processed by Lockbox Specialists and a remittance advice, as well as other contents, may be sent to the customer daily, per customer request or agreement.

Lockbox Fees can be offset by an earnings credit if your account is on analysis.

Back to Top

Zero Balance Account

TNB's Zero Balance Account is designed to help your business run more efficiently. It will save you the time and effort previously spent determining the balances needed as well as transferring monies back and forth between accounts.

On a daily basis, an amount equal to the total debits is automatically transferred from a designated primary account. Only the amount necessary to maintain a "zero" balance in the account is transferred. This convenience will prevent carrying excess funds in a secondary account and will allow these funds to be used for other purposes. This account generally works well as a payroll account.

Back to Top

ACH Origination

Facilitates the movement of funds electronically across the nation. ACH accelerates collections, enhances the control of payment timing, provides direct payroll deposit for employees, and offers a highly cost-effective payment vehicle. It also allows business owners to provide efficient direct deposit payroll for its employees and make tax and vendor payments electronically.

Back to Top

Account Analysis Statement

Provides account transaction details, on a monthly basis, that include balance levels and activity summary. Multiple accounts can also be combined to view your composite cash position in a single statement.

Back to Top

Courier Service

There's no need to leave your office to make deposits. Items may be picked up from your location and delivered to the bank on a regular basis. The fee for courier services varies, depending on frequency of service. Courier service fees can be offset by your earnings credit.

Back to Top

Merchant Visa & MasterCard Service

Increase your sales with a Visa/MasterCard Merchant account through Tulsa National Bank. Merchant services provide our customers with the convenience of accepting credit cards, debit cards, and check cards as payment for purchases and services. We offer competitive rates and fees, with customer service available during regular business hours.

Back to Top

Corporate Credit Card

Improves control over employee travel and entertainment expenses and simplifies employee expense account management and reporting. Our MasterCard corporate card is accepted at merchant locations worldwide, eliminating the need for employee cash advances.

Back to Top

Business Check/Debit Card

Our Visa Business Check/Debit Card acts as a cash management tool by enhancing purchase convenience and as a check when traveling or making business purchases. Accepted anywhere Visa debit cards are accepted.

Back to Top

Online Banking for Business

TNB's internet-based banking tool specifically for businesses. Enjoy the flexibility and convenience of banking right from your office. View account balances and activity, monitor cash management, transfer funds, and originate wire transfers and ACH right from your desktop.

With our Small Business and Corporate Online Banking services you'll think your business computer has been transformed into a branch of Tulsa National Bank. From your office, you will be able to do everything from reviewing your balances to transferring funds, and from requesting stop payments to monitoring your business cash management.

A personal computer with Internet access is all you need to get started. Each customer is set up individually to ensure the greatest flexibility, security and confidentiality.

Corporate Online Banking is designed to help you:

• Summarize Account Information
• Manage Fund & File Activities
• Review Fund & File Transfers

Whether your needs will be better met by the wide variety of services offered through Corporate Online Banking or you operate a Small Business and your Online Banking needs are fewer and less complex, we have an Online product for you.

To determine which Online Banking service best meets your needs, contact us today at 494-4884.

Back to Top